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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Insurance By Castle, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Insurance By Castle recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Insurance By Castle today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Insurance By Castle

1227 Arguello Street
Redwood City, CA 94063
Main office: 650-521-9040
Toll free: 800-644-6443

Our Providers

"You did exactly what you said you would do exactly when you said you would do it. You were knowledgeable and always available to answer questions. A nice benefit was saving about 15% on my insurance policy!"
-Tom Garrett
Tom Garrett
"Best insurance company in every respect.......knowledge, service, courtesy, accountability. Always aim to please."
-Ann Miller
Ann Miller
"Always professional and courteous. Readily available for answering questions or giving guidance to refer to another place that can help if for some rare reason they aren’t able to help. They’re very personable."
-Kathleen Hahn
Kathleen Hahn
"Always great-Love you guys Can't say enough great things about Ingrid and Kelly."
-Jeremy Sowers
Jeremy Sowers
"You took your time in explaining coverage and cost. Even though I repeated some of my questions you were patient and courteous. Thanx."
-Daniel Gutierrez
Daniel Gutierrez
"You respond quickly to my questions on insurance and cost."
-Shawn Fitzpatrick
Shawn Fitzpatrick